See the Step-by-Step Process to Apply for the TD Bank Personal Loans

TD Fit is an unsecured personal loan service that offers plans of up to $50,000 with funds deposited in your account!

What do I need to know before applying for a TD Bank Personal Loans?

TD Fit, the personal loan department of TD Bank, offers plans of up to US$50,000 with fixed rates starting at 8.99% APR and repayment plans of up to 60 months.


TD Fit

Multiple purposes Up to US$50,000 Flexible plans Fixed rates

Submit your application directly on the TD Fit website.


* You will be directed to an external website

TD Fit provides personal loan packages spanning from $2,000 to $50,000. The available repayment durations range between 36 and 60 months, corresponding to 3 to 5 years.

Monthly installments are calculated based on the annual APR rate, which fluctuates from 8.99% to 23.99%, contingent upon a financial equilibrium between the loan sum and term, the borrower’s income, and their credit history.

TD Bank loans do not entail any origination or application charges, and there are no prepayment penalties either.

Upon approval of the personal loan and completion of the contract signing, the borrower can anticipate receiving the funds in their account within one business day.

TD Bank funds are versatile, serving various purposes, including vehicle purchases and repairs, consolidation of credit card debts, home refurbishments, medical bills, wedding expenses, and even leisurely vacations.

In this regard, TD Fit’s services are highly tailored to the borrower’s needs, striving to provide funds quickly and efficiently.

Therefore, if you believe that TD Bank can help address certain issues and wish to understand all terms and conditions thoroughly, please continue reading.

Who can Apply?

Check out all the conditions of TD Fit. Photo by Freepik.

Let’s start by outlining the common prerequisites for personal loans offered by TD Bank in the United States.

These include citizenship, or proper registration with a permanent work visa for foreigners. Additionally, applicants must meet the minimum age requirement of 18 years old, or 19 in select states.

TD Fit operates exclusively in specific regions rather than nationwide, catering to residents of CT, NJ, DE, NY, Washington, DC, NC, FL, PA, ME, RI, MD, SC, MA, VT, NH, and VA.

Unlike some loan services, you don’t need to be a TD Bank customer to access TD Fit’s loan offerings.

Prospective borrowers should maintain a solid credit score, typically above 660 FICO points, and demonstrate a steady monthly income source.

It’s worth highlighting that TD Fit loans cannot be utilized for commercial purposes or to finance post-secondary education.

How do I Apply for the TD Bank Personal Loans?

The TD Fit application process is conducted entirely online. To begin, prospective clients must click on the ‘Check my Rate’ button to access the application form.

Basic contact details such as full name, date of birth, email address, chosen username, and password for TD Bank platform access are required.

Further contact information, including a full address (with city, state, and zip code) and phone number, is also necessary.

Subsequently, clients need to provide additional banking and income particulars, such as home ownership status, employment type (e.g., employed, self-employed, receiving benefits), payment frequency, and annual income.

Borrowers are also expected to disclose their annual rental or mortgage payments and their Social Security number.

In terms of the loan itself, applicants must specify the desired loan amount and the intended purpose of the funds.

Throughout the process, TD Bank may request supporting documents such as proof of address, pay stubs, bank statements, and copies of identification.


TD Fit

No origination fee No prepayment penalty Up to 6 years for repayment Money in your account the next business day

Liked the TD Loan? Apply now.


* You will be directed to an external website

More Details

An advantageous feature of the TD Fit Loan is the option to efficiently oversee the funds directly through the bank’s platform, utilizing the user’s login credentials.

Prior to formal application submission, clients have the opportunity to explore personalized loan options without any obligation or impact on their credit rating.

This is because the TD Bank platform prioritizes the user experience, providing links and content to inform users as thoroughly as possible.

The phone number 1-877-300-4020 is staffed with specialists during business hours to assist borrowers.

Want to learn about another option?

Axos Bank offers unsecured loan plans starting at $7,000 with a maximum APR rate of 20.84% to cater to various needs.

So, if you’re seeking an alternative to TD Fit, you can review all the information on how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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